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Showing posts from August, 2020

RBI Annual Report 2019-20: What does the report say about Economic Recovery, NPAs and Bank Frauds?

On August 25, 2020, the Reserve Bank of India released an Annual Report for the FY 2019-20. The Reserve Bank of India follows July to June fiscal year. Read the article below to find out the highlights of the report. On August 25, 2020, the Reserve Bank of India released an Annual Report for the FY 2019-20. The Reserve Bank of India follows July to June fiscal year. The total income of the bank has increased by 28.97% to Rs 53.3 lakh crore from Rs 41 lakh crore.  Increase on the Asset side 1- Increase in domestic and foreign investments by 18.4% and 27.3% respectively.  2- Increase in loans and advances by 245.8%.  3- Increase in gold by 52.9%. The Foreign currency and gold assets sum up to 71.25% of the bank's total assets while the domestic assets constituted the rest.  Increase on the Liability side The increase in notes issued, other liabilities and provisions, and deposits is 21.5%, 30.5% and 53.7% respectively.  Financial Health of the Banks Moratoriums on loan instalments, d

GK Questions and Answers: Election System in India & Election Reforms

GK Questions and answers based on the Indian polity always plays a crucial role in the success of the aspirants of different competitive exams. Jagran Josh has published this set of 10 questions to serve these aspirants. Dear Students, Jagran Josh is presenting you a set of 10 MCQs based on Election System in India & Election Reforms. Our team is providing you topic wise questions so that you can have the full idea of all the relevant questions on a particular topic. 1. Which of the following is not a feature of Election system in India? A. Universal Adult Franchise B. Secret Voting C. Reservation of seats in the legislature for the members of Scheduled Castes and Scheduled Tribes D. Communal Electorate Ans: D 2. Elections in India for Parliament and State Legislatures are conducted by..... A. President B. State Election Commission C. Governor D. Election Commission of India Ans: D 3.  Members of Election Commission are appointed by........ A. President of India B. Prime Minister o

GK Questions and Answers on National Education Policy 2020

National Education Policy (NEP) 2020 is approved by the Union Cabinet chaired by the Prime Minister Narendra Modi. The aim of the policy is to pave way for transformational reforms in school and higher education systems in India. National Education Policy (NEP) 2020 will replace the 34-year-old National Policy on Education (NPE), 1986, and is the first education policy of the 21st century. To know more about National Education Policy 2020 let us solve the quiz given below.  1. Under the chairmanship of whom 'Committee for Evolution of the New Education Policy' submitted its report in May 2016? A. Late Shri T.S.R. Subramanian B. Dr. K. Kasturirangan C. Rina Ray D. Shri Sanjay Dhotre Ans. A Explanation:  Under the Chairmanship of Late Shri T.S.R. Subramanian, Former Cabinet Secretary,‘Committee for Evolution of the New Education Policy’ submitted its report in May 2016. And based on this the Ministry has prepared 'Some Inputs for the Draft National Education Policy, 2016'

List of the 5th Generation Fighter Aircrafts

The beginning of the era of the 5th Generation Fighter Aircraft is attributed to the introduction of the Lockheed Martin F-22 Raptor in the US defence in 2005. There are many countries like India, China, Russia, Japan, Turkey, Europe, and South Korea are trying to build 5th Generation Fighter Aircrafts. Read this article to know the name of the Aircrafts developed/in development by these countries. As soon as we are having the scientific research and development in the field of medical, space exploration etc. the development in the field of defence technology is also getting momentum.  After the induction of Rafale (4.5th generation aircraft) in the Indian Air Force, everyone is wondering about the 5th generation of the aircrafts. In this article, we have listed the name of the aircrafts belongs to the 5th generation. What is the definition of the Fifth Generation Aircraft? There is no accepted or accurate definition of fifth-generation fighter Jet. But Lockheed Martin the manufacturer

List of 14 famous Indian personalities who have tested positive for Coronavirus

The global pandemic has now infected 18,03,696 people in India and has so far claimed 38,135 lives, as per Ministry of Health and Family Welfare. In this article, we have listed famous Indian personalities who have been diagnosed with the virus. Amid the surging COVID-19 cases in India with a single-day spike of 52,972 positive cases and 771 deaths in the last 24 hours, India's COVID-19 tally has reached to 18,03,696 with 5,79,357 active COVID-9 cases and 38,135 deaths as per Ministry of Health and Family Welfare (at the time of writing this article). The deadly virus has not spared anyone-- rich, poor, aged, young, male, female, etc. Here's a list of famous Indians who have been diagnosed with COVID-19. 1- Amit Shah:  On August 2, 2020, Union Home Minister of India, Amit Shah, took to Twitter to reveal that he has tested positive for COVID-19 and is admitted in a hospital in Delhi.  2- SS Rajamouli:  On July 29, 2020, notable Indian filmmaker and his family have tested positiv

What is the difference between Corona Kavach Policy and Corona Rakshak Policy?

Insurance Regulatory and Development Authority of India (IRDAI) issued mandatory guidelines for the COVID-19 specific products-- Corona Kavach and Corona Rakshak Policy. Check out the differences between the two below. Coronavirus or COVID-19 pandemic has brought a pause to the world, infecting millions of people and claiming hundreds of thousands of lives. Amid this, Insurance Regulatory and Development Authority of India (IRDAI) issued mandatory guidelines for the COVID-19 specific products-- Corona Kavach and Corona Rakshak-- to provide financial assistance against the medical expenses. But there's a difference between Corona Kavach Policy and Corona Rakshak Policy which we will unveil in the article below. Corona Kavach Policy The Corona Kavach Policy is an indemnity based health plan and will cover the expenses of PPEs, gloves, masks and other coronavirus related consumables. Also, there are no sub-limits on room rent. The policy comes at an affordable rate and is priced at Rs